Who is eligible for Medicare?:QuickMedicareSupplement.com

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Who is eligible for Medicare?

Who is eligible for Medicare?

In general, Medicare is offered for people age 65 years or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are suitable for premium-free Part A if you are age 65 years or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 years without having to pay premiums, if:

- You are receiving retirement benefits from Social Security or the Railroad Retirement Board.

- You are entitled to receive Social Security or Railroad benefits but you have not yet filed for them.

- You or your spouse had Medicare-covered government service.

If you (or your spouse) did not pay Medicare taxes while you worked, and you are age 65 years or older and a citizen or permanent resident of the United States, you may be able to buy Part A. If you are under age 65, you can get Part A without having to pay premiums if:

- You have been entitled to Social Security or Railroad Retirement Board disability benefits for 24 months. (Note: If you have Lou Gehrig's disease, your Medicare benefits begin the first month you get disability benefits.)

- You are a kidney dialysis or kidney transplant patient.

While most people do not have to pay a premium for Part A, everybody have to pay for Part B if they want it. This monthly premium is subtracted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you do not get any of these payments, Medicare sends you a bill for your Part B premium every 3 months.

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