What are the new benefits available to Uniformed Services retirees and their dependents?
There are new benefits available to Uniformed Services retirees and their dependents. What are these benefits? Who is eligible?
The Department of Defense implemented TRICARE for Life (TFL) on October 1, 2001. TRICARE for Life provides expanded medical coverage for: Medicare-eligible uniformed services retirees, as well as retired National Guard members and reservists; Medicare-eligible family members and widows/widowers; and certain former spouses if they were qualified for TRICARE before age 65 years. You must be 65 years or more and have Medicare Part A and Part B to be qualified for TFL.
If qualified, you get all Medicare-covered benefits under the Original Medicare Plan, and all TFL-covered benefits. If you use a Medicare provider, Medicare will be the first payer for all Medicare-covered services, and TFL will be the second payer. TFL will pay all Medicare co-payments and deductibles and cover nearly all of the costs of certain care not covered by Medicare.
When only Medicare covers a benefit (for instance, chiropractic care), you will in general be liable for any remaining costs after Medicare has paid the provider.
When only TRICARE covers a benefit (for instance, prescription drugs), you will in general be liable for all TRICARE co-payments and deductibles. The amounts Medicare and TRICARE will pay are based on your use of a Medicare provider.
Click for a FREE Insurance Quotes