How do you leave a Medicare Advantage plan?

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How do you leave a Medicare Advantage plan?

How do you leave a Medicare Advantage plan?

In general, if you join a Medicare Advantage Plan or Medicare Prescription Drug Plan, you can only change plans from November 15 through December 31 of each year. This change will be effective from January 1 of the following year. If you are also qualified for Medicaid, you can change plans at anytime.

If you are qualified for a Medicare Advantage Plan, you can also join or switch Medicare Advantage Plans from January 1 to March 31 of any year, but you canít join or drop Medicare prescription drug coverage for the duration of this time. For illustration, if you are in a Medicare Advantage Plan with prescription drug coverage, you could return to the Original Medicare Plan, but you also have to join a Medicare Prescription Drug Plan at the same time. If you have questions about whether or not you can join or switch.

You can switch your plan in one of these ways:

- Join another plan.

- Write or call the plan you want to join.

If you want to change from a Medicare Advantage Plan to the Original Medicare Plan, you need to make contact with your present plan. If you want to buy a Medigap policy, merely signing up for the Medigap policy wonít end your Medicare Advantage Plan coverage. You have to disenroll. In a few cases, you may have certain Medigap protections that give you the right to buy a Medigap policy, but in other cases, you may not be able to buy any Medigap policy. Your rights to buy a Medigap policy can be different by state. If you want to have a discussion with someone who can help you come to a decision as to what to do, call your State Health Insurance Assistance Program.

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